Terms and Conditions

ConnectPay provides a digital payment platform that allows users to:

• Purchase mobile airtime and data bundles
• Pay electricity bills and utility services
• Purchase cable TV subscriptions
• Pay for internet services
• Access other digital payment services

Account Requirements

To use our services, you must:

• Be at least 18 years of age
• Provide accurate and complete registration information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Accept full responsibility for all activities under your account

You agree to use our services only for lawful purposes and in accordance with these Terms. You are responsible for:

All payments are processed securely through our payment gateway. You agree to:

• Pay all applicable fees and charges for services
• Provide valid payment information
• Accept that all sales are final unless otherwise stated in our Refund Policy
• Understand that prices may change without prior notice

You may not use our services to:

All content, features, and functionality on our platform, including but not limited to text, graphics, logos, icons, images, audio clips, and software, are the exclusive property of ConnectPay and are protected by Nigerian and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any of our content without our express written permission.

To the fullest extent permitted by law, ConnectPay shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.

We reserve the right to suspend or terminate your account at any time, without notice, for:

• Violation of these Terms of Service
• Suspected fraudulent or illegal activity
• Non-payment of fees
• Extended period of inactivity

You may also terminate your account at any time by contacting our support team.

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising out of or relating to these Terms shall be resolved through arbitration in Lagos, Nigeria.

You agree to attempt to resolve any disputes through good-faith negotiation before pursuing legal action.

We reserve the right to modify or update these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website and updating the "Last Updated" date.

Your continued use of our services after such modifications constitutes your acceptance of the updated Terms.